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The FRESH START™ Housing Program (FSHP™) primary goal is to keep American Homeowners who have experienced real financial hardship in their homes. In order to accomplish this, FSHP™ has developed a program that makes sense to the homeowner as well as the their mortgage servicer and is legally compliant with the many laws that have been enacted at both the Federal and State levels. FSHP™ allows the homeowner to salvage their dignity in their community and keep families whole.

The mortgage servicers do not earn anything less on the property than they would otherwise receive in a foreclosure and REO sale and the homeowner who demonstrates their ability to repurchase the property gets it back at a price that is within market value and at a payment that is within their budget.

We hope this provides a brief explanation of what we are trying to accomplish; for further detail it is recommended that you contact one of our FRESH START™ Housing Program Certified Listing Agents for more information.